Financial Advice about Investing, Personal Finance, Debt Consolidation and Retirement
|
Retirement
|
|
For Baby Boomers, outliving your savings is becoming an increasing concern - and if it isn't, it should be. |
|
Read more...
|
|
|
Retirement
|
|
You have made some great investments in Real Estate or in a Stock Portfolio. Congratulations! Now you are ready to retire on your gains. But wait. To benefit from your investment appreciation, you're going to have to sell some or all of those assets. |
|
Read more...
|
|
|
Retirement
|
|
Like most people, you’ve accumulated substantial retirement savings in your IRA or company retirement plan. But what happens when you retire, and you find yourself with sufficient sources of income to support your lifestyle without taking more than the minimum amount out of your IRA? Under current rules your beneficiaries can inherit your IRA and take out distributions over their lives while the principal continues to grow untaxed. This is the so called “Stretch IRA”. To illustrate the power of this concept assume we have a husband and wife both aged 65 with a $150,000 IRA and a 35 year old daughter. Assuming an 8% return the value of that IRA over the life of the family is over $1.6 million dollars! As good as this sounds most people make mistakes that cost their families hundreds of thousands, even millions of dollars. The sad part is that these mistakes can usually be avoided using simple steps. This article will tell you the five most common IRA mistakes and how to avoid them. |
|
Read more...
|
|
|
Investing
|
|
I am writing this as I am sitting here at the airport in NYC, after an incredible private tour of GROUND ZERO, from someone who experienced it first hand. It is just unbelievable to see what these people have been through and how much it is still effecting them today. It sure makes me grateful for my many blessings and how every day is such an incredible gift to never take for granted. |
|
Read more...
|
|
|
Investing
|
|
Important Strategies for Real Estate Property Investors
California: As an investor in real estate you understand how important it is to preserve your wealth and assets. In the frequently changing world of taxation, you are fortunate to have IRC Section 1031. This tax code allows you to exchange from one investment property to another and defer taxes on the gain. This means that a 1031 exchange is a rollover of equity of like properties, rather than an avoidance of tax. Thus you continue to build wealth through real estate investment, and maintain your hard earned equity. Any tax liability through inheritance will be limited to gains from the date of the inheritor’s acquisition, not during the years of ownership. So in essence the taxes that are saved now are never paid. |
|
Read more...
|
|
|
Credit
|
|
TRW is an establishment that allows people, just like you, to get a yearly free credit report. It is easy to obtain a yearly free credit report from TRW. All you need to do is contact them. When you contact TRW to request a copy of your credit report, their job is to make sure you receive it. You may be asking why you should obtain a yearly credit report from TRW when you already know your credit score and that it is in good standing. Well, the simple answer to that question is that it may not be as good as you think. |
|
Read more...
|
|
|
Credit
|
|
Many people know that the little strip of plastic they have in their wallet is a very powerful purchasing tool. With just a swipe of this card, the card holder can go home with a television set, a refrigerator, or even a car … and no money need change hands … at least physically. |
|
Read more...
|
|
|
Credit
|
|
Your credit plays a much bigger role in your life than most people realize and you should not be afraid to question your credit score. |
|
Read more...
|
|
|
Investing
|
|
Advice about your investing is difficult to give without knowing exactly what you are investing for. I mean, some people save because they'd like to be able to plan to retire early, while others want to build for their future of buying a bigger house and raising a family, and still others are looking to pay for their child’s education. |
|
Read more...
|
|
|
Investing
|
|
Stability is extremely important for any successful investor. For most people this means living with your means or not spending more then you earn. Every time you over spend you are taking potential investments away from yourself. |
|
Read more...
|
|
|
|
<< Start < Prev 1 2 Next > End >>
|
| Results 1 - 14 of 18 |